ETF’s – Are They Performing Better in a Bear Market?

It is notorious that most of the US mutual funds have had to incur losses last year (many of them between -30% and -20%, some of them even lower). And the story got even worse – due to their massive losses, most of these mutual funds were forced to sell big chunks at their assets at a loss and reimburse the capital gains to the investors. Who in turn incurred even more losses because the of the capital gains taxes.

Record Fall in the U.S. Home Prices

Home prices fell 12.4% during the fourth quarter of 2008, the largest year-over-year decline since the National Association of Realtors began keeping comprehensive records in 1979. The median price for a U.S. home sold during the fourth quarter of 2008 fell to $180,100, down from $205,700 during the last quarter of 2007. Distressed properties, the foreclosures and short sales that […]

What To Do with the Toxic Bank Assets – Give Them for Free to Citizens

Let’s say that the trillion or so of toxic assets would face two choices – go bankrupt or be offered for free to willing persons. What should the U.S. government do?
Some investment blogs said that they shoul be given to the bank executives, instead of their salaries. Nice try. But they knwo how to do with them, and they would squeeze more money out of the government big pockets, in the form of another smart bailout plan.
No, we at don’t like the idea. But what if we would start another system of getting rid of those assets?